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Walmart does not accept Apple Pay due to business and partnership considerations. To receive money with Apple Pay on iPhone, users can utilize Apple Cash in the Wallet app. Apple Pay works by securely storing credit, debit, and store cards on iPhone and Apple Watch, allowing users to pay with a tap. A useful tip is to enable default card settings for quick transactions. For detailed usage, refer to Apple's official guide on how to set up and use Apple Pay.

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